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March 16, 2018Comments Closed

How You Can Save Money On Food

Posted by:Bankruptcy Specialist onMarch 16, 2018

All of us suffer through stages in life where money is tight. Fortunately for us, there are several expenses that we can quite easily eliminate, like cable television, gym memberships, and dining out at restaurants. On the other hand, there are other expenditures that we simply can’t avoid. Debt repayments, rent and school fees are just some of the necessary expenses that are fixed and there’s little we can do about it. Having said this, there is one mandatory expense where we can all save a lot of money; and that expense is food.

Having carried out some research, I’ve discovered there are a variety of ways in which we can all save on food expenses. Clearly, eating out at restaurants is far more expensive than eating at home, but I’m referring to saving money on your weekly grocery bills. You’ll be astounded at just how much money you can save by sticking to some helpful guidelines, so here are some simple tips that can save you thousands of dollars each year on your food bills.

Plan your meals and write a shopping list
Have you ever had to throw out food simply because it’s past its expiry date? I know I have! By planning every meal of the week, you can ensure that you only spend money on food that is really needed. Take a look in your pantry to find what ingredients you currently have, which ingredients you need to buy, and write a list of all the ingredients you’ll need for the following week.

Many of us are guilty of impulse buying at the supermarket, so planning your meals and sticking to the ingredients on your list will markedly diminish any impulse buying. Don’t forget to always keep a paper and pen in the kitchen, so when you run out of a particular ingredient, you can write it down immediately and possibly prevent a second trip to the grocery store. And always go grocery shopping on a full stomach!

Don’t bring your children to the grocery store
Often it can be tough to organise, but if you go grocery shopping when your children go to school or at night when somebody can watch them, you’ll save a considerable amount of money. Not only can you shop a lot quicker, but you don’t need to waste your energy by saying ‘NO’ to your children every aisle. Commonly this can be frustrating, so a lot of people will give in here and there, and these needless products will build up over the year much more than you’d imagine.

Go shopping at night
Speaking of shopping in the evening, you’re likely to find the best prices at this time of day. Large supermarkets will commonly discount goods when they’re overstocked, and perishable goods like bread, fruit and vegetables will also likely to be marked down. Though it may appear to be a little bit harsh after a long day, you can bag a lot of bargains by shopping at night.

Buy in bulk
It should come as no surprise that buying in bulk will save you money, particularly on discounted items. Be careful though, you don’t want to purchase excessively and waste food, but always bear in mind that you can prepare meals and freeze them for later in the week (or month). Bread, cheese, and butter will last up to three months in the freezer, and meat will typically last up to six months. Just ensure you have enough room in your freezer first!

Try discounted supermarkets
Discounted supermarkets like Aldi will always have items that are less costly than the supermarket giants like Woolworths and Coles. Conversely, some products will be more expensive, so try finding bargains at discounted grocery stores before visiting your regular supermarket. Though you may not recognise some of the brands, the quality of the food is virtually the same. The structure is also different, so it may take a bit of getting used to, but if you intend to save money on food then this is an excellent idea.

If you’re suffering from financial challenges, always bear in mind that there are simple ways to save a great deal of money on one of your biggest expenses. By making some modest adjustments together with a dash of self-discipline, you can potentially save thousands of dollars every year on your grocery bills.

If you find that your financial situation is still worsening, it’s always better to seek financial advice sooner rather than later. Contact the professionals at Bankruptcy Tweed Coast on 1300 818 575, or visit our website for more financial advice: http://www.bankruptcy-tweedcoast.com.au/

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